History
Inspired by retirement-income and real-estate income model portfolios.
Philosophy
Use listed real estate as the income engine while bonds and cash reduce sequence risk.
Income / RetirementIncomeIncome orientedModerateLow complexity
REIT Income Portfolio
An income-oriented allocation that pairs real estate cash flows with bonds and liquidity.
Asset allocation
REITs
60%Bonds
30%Cash
10%Performance
How this allocation behaved across modern markets
Annual rebalancing, local bond and cash proxies where relevant, and optional inflation adjustment through CPI.
1970-2024Log scale
CAGR
3.8%
1970-2024
Max drawdown
-23.1%
Volatility
5.7%
Worst year
-18.2%
2022
Implementation
Local products and proxies
🌐 REIT Income Portfolio implementation
Long-term individual investor
Use broad, low-cost funds or ETFs matching each asset class.
Account notes: Implementation depends on local account types and tax wrappers.
Costs: Prefer low-cost, liquid vehicles.
Rebalancing: Annual rebalancing or tolerance bands.
Tax: Country-specific tax treatment should be reviewed before implementation.
Product names are implementation examples for research. Availability, taxation, share classes and suitability should be checked with the investor's broker and tax situation.
Similar portfolios
Adjacent ideas in the atlas
Dividend REIT Income Portfolio
A diversified income allocation combining dividend stocks, listed real estate, bonds and cash to avoid relying on a single yield source.
Dividend Stocks40%
REITs30%
Bonds25%
Cash5%
Open atlas entry
Global Real Estate Income
An income portfolio built from global REITs, dividend stocks and bonds.
Global REITs50%
Dividend Stocks25%
Bonds25%
Open atlas entry
Permanent Income Portfolio
A Permanent Portfolio variant that adds a dedicated dividend and REIT income sleeve.
Stocks20%
Long Bonds20%
Gold20%
Cash20%
Others20%
Open atlas entry
SWR REIT & Gold Portfolio
A safe-withdrawal oriented portfolio adding REITs, gold and cash to a stock-bond core.
Stocks40%
Bonds20%
REITs15%
Gold15%
Cash10%
Open atlas entry
Bond Ladder Portfolio
A fixed-income structure spreading maturities across time.
Intermediate Bonds40%
Short Bonds30%
Long Bonds30%
Open atlas entry